We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
What next. IVA just ended
Options
amstar
Posts: 5 Forumite
Hoping for a little advice or at least to point me in the right direction.
IVA certificate came through today.
My credit it pretty good, but we need to rebuild my partners.
We want to move house next year as we've outgrown our current one.
I have a car loan at about £15k left to pay and I have no credit card debt.
Where do we start? We want to turn the business Ltd as well.
I've read having too much available credit is a bad thing when applying for a mortgage, I have 2 credit cards that total about £10k in available credit.
Who would be best to speak to? Is it too soon to an independent financial advisor if we dont want to move until next year?
IVA certificate came through today.
My credit it pretty good, but we need to rebuild my partners.
We want to move house next year as we've outgrown our current one.
I have a car loan at about £15k left to pay and I have no credit card debt.
Where do we start? We want to turn the business Ltd as well.
I've read having too much available credit is a bad thing when applying for a mortgage, I have 2 credit cards that total about £10k in available credit.
Who would be best to speak to? Is it too soon to an independent financial advisor if we dont want to move until next year?
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards