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What next. IVA just ended

amstar
Posts: 5 Forumite


Hoping for a little advice or at least to point me in the right direction.
IVA certificate came through today.
My credit it pretty good, but we need to rebuild my partners.
We want to move house next year as we've outgrown our current one.
I have a car loan at about £15k left to pay and I have no credit card debt.
Where do we start? We want to turn the business Ltd as well.
I've read having too much available credit is a bad thing when applying for a mortgage, I have 2 credit cards that total about £10k in available credit.
Who would be best to speak to? Is it too soon to an independent financial advisor if we dont want to move until next year?
IVA certificate came through today.
My credit it pretty good, but we need to rebuild my partners.
We want to move house next year as we've outgrown our current one.
I have a car loan at about £15k left to pay and I have no credit card debt.
Where do we start? We want to turn the business Ltd as well.
I've read having too much available credit is a bad thing when applying for a mortgage, I have 2 credit cards that total about £10k in available credit.
Who would be best to speak to? Is it too soon to an independent financial advisor if we dont want to move until next year?
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