Best way to do things

BlueJ94

EssexHebridean said:

jadewest94 said:

Can I ask.. How is your car insurance so high? I'm 26 and mines £55PM..generally curious 

Masses of things can affect it Jade, not just age. The area you live in, where your car is parked overnight, whether it includes business use (The OP's does) the age/type of car (again, the OP's is quite new as it needed to be to fit with him company's policy on using the car for work purposes). Even what you do for a job.

Having said that, being younger definitely doesn't help either - I'm just under 50 and now pay under £300 a year...your time will come!   

Yeah I understand that, was just curious how it was that much. Thanks for answering

Also, my car tax is £330 I think so I guess that makes up for cheaper insurance

EssexHebridean

LOL it certainly does! (And on that basis you don't want to know how  much road tax I pay - a clue though is that it begins with "Ze" and ends in "ro"...Sorry!  )

adamj1984

jadewest94 said:

Can I ask.. How is your car insurance so high? I'm 26 and mines £55PM..generally curious 

I have to use it for business miles, so have 30k annual mileage, with 20k of that business miles, and i live in an area that suffers a lot of car theft, all impacts it unfortunately, without the business miles its £400 p/y, but if i was travelling to see a customer and had an accident I wouldnt be covered, so the business miles is a must.

adamj1984

teaandcupcakesplease said:

Hi Adam i quit 9 years ago after smoking for 22 years! i used patches and then one day i forgot to put the patches on. That  day i did have a panic but that was it a short moment. i haven't looked back. My mum passed away suddenly not long after I quit and everyone thought i would start again... i  didnt .......the reason? id have to quit again and i just couldn't cope with quitting  again lol  x

yep once I quit I wont be starting again, quitting is a b1tch lol

BlueJ94

adamj1984 said:

jadewest94 said:

Can I ask.. How is your car insurance so high? I'm 26 and mines £55PM..generally curious 

I have to use it for business miles, so have 30k annual mileage, with 20k of that business miles, and i live in an area that suffers a lot of car theft, all impacts it unfortunately, without the business miles its £400 p/y, but if i was travelling to see a customer and had an accident I wouldnt be covered, so the business miles is a must.

That's fair enough! Better to be safe