Removed from my council housing register 13 August 2021 at 11:42AM in Reclaiming mortgage fees, council tax, etc 1 reply 141 views

FaisalAli

The council has suspended me from the housing register application where I have been bidding on houses. I am living with my family in an overcrowded house with three young children. They removed me from the council housing register because they said I have an interest in the property I am currently living in. 

The issue is that I helped my parents re-mortgage the house as they needed funds for a small extension at the back of the house. Because of their age and income, they were not eligible. So, I thought I would help them. So we did a re-mortgage with Barclays who do a Sole Proprietor, joint borrower application. This means the bank takes into consideration my income and credit history to increase the chances of getting the mortgage approved.

I am not on the Mortgage Deed and I don't pay for the mortgage. The whole point was to simply help my parents and as a result I have suffered because the council has removed me from the application. I have appealed this decision, but I was wondering if there is any way around this? Any help would be greatly appreciated.

lincroft1710

If your name is on a mortgage application, this would suggest you could have an interest in your parents' property.