Queries on what happens to services after bankruptcy

WR_QA

Hi -

I've found small pieces of info on all this, so apologies if i've missed something that covers these points in other threads.

If anyone can help with these queries I'd be very grateful.

1. What happens to mobile phone contracts after bankruptcy? I'd read on the EE site that they may let you keep your phone under contract, but I'd like to get some certainty before i go ahead, so I can make arrangements to keep my number (and the numbers of my family members)

2. Same question for sky tv. It's not so much the sky, but they provide the landline and broadband, which I need for work. We don't pay for any sports / movies etc, just the basic package.

For 1&2 - Do these thing typically get cancelled once the OR notifies them?

3. Does anyone have a good recommendation for a good bank account provider? I'd read it's a good idea to get the new account ahead of the bankruptcy, as you can be sure it will be unfrozen after a few days. Is this correct?

TinyPomegranate

I have found Nationwide to be extremely helpful with opening a new bank account. I have a contactless card, online/mobile banking, and have been able to open several savings account all with names I pick, to help with budgeting to make sure I stay within my SOA and can still afford expenses that only come up yearly. I never had a nationwide account before but they know I'm BR.

WR_QA

Thank you TinyPomegranate.

That's very helpful.

Hopefully someone has similar experience to answer the queries on sky tv / mobile phones.

Minkym00

Sky and EE would only be informed of your bankruptcy if you had any outstanding debt with them. If you don’t there shouldn’t be a problem and you can continue with your contracts. 

WR_QA

Thank you very much Minkym00

Click_safe91

I had an account with Santander, but after a few months found it difficult to use and moved to Monzo. They’ve been brilliant and have built in budget tools. Sky should be ok, but not sure about EE. I was with O2 and the terminated my account (I wasn’t in arrears with them, but my OR Instructed me to only pay for the sim part of the contract) so they closed my account.