Future Proofing my life: Deposit saving then MFW journey in under 13 years

LadyWithAPlan

Feb 1st and a spend day ...
Grocery shopping in between my 2 college classes. Great being back and enjoying being creative and learning - not just work...
 It was tiring in a good way on the brain 

Sunshine ! It was cold but gorgeously sunny in London today - what with that and college my Jan blues disappeared.. plus a lot of my work rush is done.. so can resettle and plan,

Food  - Grocery  £16.95/£155 + Bulk £2/£50 + junk £1.95 /£0
Spent in  Mr T  but some stuff I bought  plus on top as couple competitions as well - some hot choc my mum likes so I will give that to her

Junk - crisps - I did take a small coffee flask to college so saved spending £4 on a coffee as was there for 7 hours with enforced breaks... However I did not take any food snacks .. so £1.95 ...
Next week I will take food or even fruit in

I got home at 9pm from college,  wasnt hungry by then but had bought some YS GF fruit loaf.... so had with butter and some peanut butter ...and 2 more packs crisps... such bad nutrition - I will sort  a lunch for next week

i will go to gym in morning and then pop to Lid  for greens etc - I did get a YS chicken and  YS turkey thigh mince today as well

£139.91 back in refund... more money to allocate in YNAB
Good news is I got most the refund on the subscription - slightly less as charges and dollar movement but £139.91 back so good I pushed the refund issue twice.

Wall Calendar Tracking
MG 2 items (day 1)
I wrote my measurements and weight at beginning of month 
Time up/to bed 

AGE OF MONEY 40 days

Cheery_Daff

No premium bonds winnings for me! But I only have £500 in there these days so not too surprising 🙄

LadyWithAPlan

Cheery_Daff said:

No premium bonds winnings for me! But I only have £500 in there these days so not too surprising 🙄

Boo! 

Not checked mine yet .. but liking the anticipation 

Watty1

Love the anticipation of the PB, I have no email therefore I assume no win unless Agent Million is looking for my house as I type

TallGirl

Sounds like you are well on track - go check your Premium Bonds we need to know!!

Debsnewbudget

@watty1
I have the app and check that every month for mine and my gs holdings.  Quite often its at random o’clock whenever I wake up on the day.
I also receive a text to say if I have won, but have to log on to check how much.
nothing for us this month though

pebbles01

Oooh..who else has PB's here?  £50 for me which I'm delighted with..

LadyWithAPlan

pebbles01 said:

Oooh..who else has PB's here?  £50 for me which I'm delighted with..

Very nice! Nothing for me this month but I did win £50 last month. I definitely underperformed on them last years

Debsnewbudget said:

@watty1
I have the app and check that every month for mine and my gs holdings.  Quite often its at random o’clock whenever I wake up on the day.
I also receive a text to say if I have won, but have to log on to check how much.
nothing for us this month though

Also batting zero here in Feb
When I do get a winning text its normally a few days after the draw often on the 4th so I normally just log in to check

@watty1 @tallgirl    There is always next month

pebbles01

Oh I'm sorry you didn't win on PB's...but the good news is it's only 29 days to the next draw!

I'll never get men (apologies to the nice ones) - but how can someone say they are falling in love and text to end it two weeks later.  Even the one I'm moping about wasn't that bad!  I'm a firm believer in the only men I can depend on is dad and brothers!

But the way I see it is that's why I have a budgeting book and MSE diary.  I am in control of spending decisions.  I don't get to control big things like interest rates.  But I'm in charge of my income and expenditure..I balance the books and I get to make decisions that impact on my monthly budget.  After being in a relationship with a man that spent most of my wages, then that is priceless.

dawnybabes

I’m a happy bunny today - I’ve had a £100 win 😀😀😀