Future Proofing my life: Deposit saving then MFW journey in under 13 years

LadyWithAPlan

@watty1 sounds like wattydog definitely needs a head light or one of those led collars so you can see him in the dark - or is it a torch so he can see as well?

I  don’t overspend on Amazon luckily - I don’t need /want more stuff - my overspends are travelling and a glorious london lifestyle - it’s more office or Xmas stuff that gets bought . The decluttering helps as it really makes me see the excess 
YNAB is also the game changer as seeing every purchase and which category it comes out of thus robbing me of the opportunity cost of spending that ££ on something I really want .. 

dawnybabes

The 15p veg was in offer at the supermarkets the week before Xmas - I stocked up on the, all, was very impressed swede was in some of them two.  Love love love swede just hated the peeling and chopping till I found the singing swede method.

We are all GF here but annoyingly had started reacting if I have lots of cheese - not impressed ! 

triple_choc_chip

After weeks of mulling it over, I’ve ordered an LED mask from your recommended site! - it was reduced to £56 from £108; £40 of which was Xmas money so I feel it’s a bargain.  It has the NIR too.  Apart from writing here, I’m not disclosing to anyone; I will wait to see if anyone comments on my skin in a few weeks from now….

LadyWithAPlan

@triple_choc_chip I think you will love it - I honestly think for all our skins it’s such a cost effective beauty aid and over months now I can see my lines are less as well on my forehead - I have no lines on my face 
 I got my friend one and she says she misses it when she goes to see her boyfriend ! (She refuses to let him see her in it weirdly enough 🤩) 
please report back on how it goes   .. and take a before pic for yourself - me having the sunspot was a good indicator .. for myself 
I even chant (I am a Buddhist ) wearing my mask  use a plastic straw to drink coffee whilst wearing it I use mine 3-5 times a week cycling from blue to yellow to red .. always with nir on - use it on clean skin and immediately add serums and creams on after as they sink in more - feel free to dm me questions 

the site only has 3 month guarantee but I got mine in Sept and used constantly with no issues 

dawnybabes

I love mine, not so keen on the wand thingy, just don’t like the cold sticky stuff 🤣🤣🤣

savingholmes

On dinner parties - I'd offer to take something with you that can be shared with any others with a similar intolerance - that way you aren't pressuring your host but your not damaging your health either. If it's desert that tends to have the milk in prioritise that.

LadyWithAPlan

savingholmes said:

On dinner parties - I'd offer to take something with you that can be shared with any others with a similar intolerance - that way you aren't pressuring your host but you’re not damaging your health either. If it's desert that tends to have the milk in prioritise that.

This is a great idea - I had pre warned re gluten but thought I could work around rest .. but dairy full starter, main dish was a fish thing with cream as lots don’t eat meat .. then the very delicious dessert full of cream then cheese and biscuits - had cheese no biscuits .. 
I only go to say 1 dinner party a month max so .. I obviously just need to invite people to mine as then I can cook with my own parameters .. 

was in a fabulous soho restaurant this eve after seeing a friend .. but it’s a wonderful pizza pasta Italian .. so I just had a glass of bubbles - whilst everyone ate amazing looking pasta - weird no matter how hungry I am I will never eat wheat .. but I will allow the dairy despite the eczema and not breathing .. 
I am a work in progress 
(who just won loads on a 5 leg football acca - all part of the MB - yesterday I won lots and lost lots on casino so by today I am back up 

savingholmes

Eczema and not breathing sound pretty serious - definitely be kinder to yourself by speaking up for your needs.

Sistergold

LadyWithAPlan said:

I am too hungover to really look at goals after the last couple hours on my finances and adding all my MB up. However the main focus in 2024.

Buy a fabulous home I can easily afford
Be happy and motivated to achieve my goals 
Keep ynab updated to ramp up my savings.
Get a full month ahead on all bills.
Get back to training and fitness - get a gym streak going and lose those 10 lbs..
NO sweets, cakes, chocolate or sugary stuff in 2024  - my dairy allergy really kicked off 
Declutter Minimalism Game so my flat looks fabulous now & is easy to move/pack when I am ready
Finalise my tax return, get accounts paid up and up to date
Sort my study to make it work for my life better
Get new income streams which pay me regularly
Get my side hustle  stuff brilliant and market it
Get the programme finished and  out
Get in clothes course and learn
Make some art 

NSD 13 target 

Jan interest
Interest on h2b £22.53

Jan Grocery  £27/£175 and £0/£50 bulk
Just popped to Co-op and they had loads of YS meat/beef/sausages/meatballs/mackerel etc so £27 spent (i left loads for others) and  most now in freezer  for Jan healthy meals.

I just love your goal’s especially “buy a fabulous home I can afford!” It will be wonderful to keep up with all the diy you are now so capable of doing after all those courses you invested in! You are so ready for this! 🥰

LadyWithAPlan

dawnybabes said:

I love mine, not so keen on the wand thingy, just don’t like the cold sticky stuff 🤣🤣🤣

I rarely use my wand thing either - too much of a pfaff and effort but do love my led face mask... my skin looks so glowy and fresh even after drinking the night before. 

@Sistergold  tx! Fabulous is my motto for 2024 I think  
still love where I live but may be seeing a one bed  later this week . I want a 2 but it’s freehold /large garden etc 

MSE WINS
My neighbour posted on the local whatsapp about having some free veggie  hellfresh meals  as she is  going away so I quickly dashed across in my dressing gown .. so I now have 2 new meals - both for 4 people - another lentil/shepherds pie  which I already have for 2 so I will cook the large and freeze some and a veggie passanda curry  - thats £20+ of free food.  I had pulled some YS 500g mince to  defrost so made a beef/veggie one - so large I have froze a large  portion in one of those freezer to oven dishes ..  I did have to make extra mash to cover the second but  it was a thing of beauty. 

Side hustle
I went to trial some tech equipment for my side hustle to get used to it as it was different to what I have  and my friend asked if i could teach them  - so obviously I have made someone believe I know what I am doing  

NSD sun and mon and Tues .. 7/13 ! 

Today should be a NSD though may grab some food in the SM after gym 

good omens 2 
I finally watched GO series 2 over the weekend and loved it .. love the deepening of the main 2 characters story (& yelled /was stunned at the ending) ) and honestly Tennant is superb as a demon again - that swagger - but I could watch Michael Sheen and DT bicker all day. They also are v funny as they go thru the various dilemmas of the Old Testament. 
I also rewatched GO series one (also on Prime) such a perfect translation of the book and this unspoken love story is just gorgeous. 
. I don’t really watch TV but when it’s this good I understand why people get obsessed and all the fan fiction stuff around the GO universe .. a story of 2 v different  people (angel & demon) helping each other and humanity and not just sticking with ‘their sides’ is so relevant to today.  

Plus the fact that choice is so a human thing - we can choose to follow our dreams or not put our actions where they would be most useful in the service of our Goals (finger pointing back at myself ) 
I am very happy series 3 will be coming .. if people haven’t watched Good Omens then please do and report back. You don’t need to have read the book. 
Amazon Prime you could get a sub for a month to watch that and Saltburn