First day of the rest of my life

HeatherH

It's taken me a while to realise that I need help/support/kick up the butt with my debts. I thought I could keep everything on track, and that I had a plan... a good plan! Well sadly that wasn't to be, as mental health took a turn for the worse at the beginning of the year, and instead of my total going down, it was going up! 

So as it stands my debts are:
TSB Credit Card - £4900
Virgin Money Credit Card - £4750

I was working until July last year, and at that point was going through a divorce, so I took out some credit to tide me over til I was back on my feet physically and mentally. Sadly things went from bad to worse, and I will not be working for the foreseeable future (enter lengthy mental and physical health back story here...) I'm also a full time carer for my autistic teenager who receives PIP. At one point, I had 4 active credit cards, which I have consolidated into the two above.

Currently I have no defaulted on either of the cards, I'm just trying to get my head around how to deal with it, without going underwater.

BEAT_THE_DEBT

hello and welcome you will get great support here x

nettyz

Hi welcome to the group. If you complete a statement of account then People can advise on maybe some areas where you could make savings. I'm only at the beginning of my debt free adventure but I feel loads better just be joining and making a start. Good luck.