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I’m 34 and have been in debt since I was 18. It ends now!

GolfR · 2021-07-31 07:56:46

Hi all I’ve had a massive lightbulb moment recently and I’ve decided I’ve had enough of being constantly in debt. I’ve never struggled with monthly payments thankfully but I’m really fed up of paying out some sort of debt every month. I used to own a house with my ex and would overspend as we had a good household income. I…

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CL21 Posts: 253 Forumite

13 January 2023 at 9:00PM

Just read your diary and you’ve come so far - what a massive achievement! I think you know yourself that adding a car payment isn’t the right thing to do, especially as you’ve already started worrying about it before it’s happened! Suck up the repair bill, keep paying off your debts and then when you’re debt free and have saved, go nuts on the car front :-)

Credit Card 1 - £6249.99 £4,900
Credit Card 2 - £13,481.47 £12,985

Total debt - £19,731.46 £17,885

Emergency fund £930
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