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Paying council tax

2»

Comments

  • p00hsticks
    p00hsticks Posts: 14,614 Forumite
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    sheramber said:
    I can't find this in the thread. The original post said: "I pay council tax online every month by debit card but with all the fraud going around at the moment I'm looking to start using my credit card instead."

    I read this as saying that he/she thinks credit card payment is less prone to fraud than debit card payment.

    Is that not the same as direct debit is more prone to fraud?

    No - 'direct debits' and 'payments by debit card' are two totally different things.
  • Jeremy535897
    Jeremy535897 Posts: 10,751 Forumite
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    sheramber said:
    I can't find this in the thread. The original post said: "I pay council tax online every month by debit card but with all the fraud going around at the moment I'm looking to start using my credit card instead."

    I read this as saying that he/she thinks credit card payment is less prone to fraud than debit card payment.

    Is that not the same as direct debit is more prone to fraud?
    No, because it says "debit card" not "direct debit". So far as I can see, OP never mentioned direct debit, but someone responding did. This was then confused with debit card.
  • CIS
    CIS Posts: 12,260 Forumite
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    After having dealt with thousands of payment problems over the years the biggest cause of issues was people paying with cards as they invariably missed payments, paid late or paid the wrong amount. Can't ever recall a single case of any fraud at all. Direct Debit is by far the best way if possible as it reduces the number of problems.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • anselld
    anselld Posts: 8,683 Forumite
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    Hey, 

    I pay council tax online every month by debit card but with all the fraud going around at the moment I'm looking to start using my credit card instead. 

    Are there any additional cost for using credit card on the council tax website? 
    Credit card surcharges have been banned since 2018.  If the site accepts credit card then the cost will be the same.
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