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Debt from switzerland

5littlemonkeys
5littlemonkeys Posts: 3 Newbie
First Post
edited 26 July 2021 at 6:15PM in Debt-free wannabe
After a tribunal (that I lost) whilst working in Switzerland and being diagnosed with long term health condition I was left with £17k debt with courts. I haven't been able to work since (10 years ago) . The debt was live in 2017 and they have been hounding me for the money. I'm on anti depressants and still cant work. I'd really appreciate any guidance? Xx

Comments

  • sourcrates
    sourcrates Posts: 30,232 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 26 July 2021 at 6:56PM
    Where are you living now, Switzerland, or UK ?

    Who exactly is the 17k owed to, a swiss court ? is it a fine ?

    If your in the UK now, and this happened 10 years ago, it should be clear that this fine/debt is not collectable, otherwise they would have taken action to do so by now.

    By hounding you, if you mean collection letters etc, then that is about as bad as it will ever get.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thanks I'm living in UK now for 10/11 years.

    The debt was for the case I lost (legal fees) owed to the court.

    The case was concluded 2017 so my worry is can they legally chase me for this as I still cannot work? Thanks fur replying and any further guidance
  • sourcrates
    sourcrates Posts: 30,232 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    I`m certainly no legal expert, and I cannot find out much online, but in order to recover this money, they (the swiss judicial system) would have to pursue you through the English courts, now that is something that rarely happens, if ever.

    Given the passage of time, you indicate its been 4 years, its unlikely anything will happen now, and even if it did, and a claim was issued, any repayment would be inline with your budget, if you don`t have the money, and you are not working, as long as you don`t own any assets, there is pretty much nothing they can do.

    Do they have address details for you ?

    As without that, they are stuffed.

    One thing I would suggest, is don`t ever go back to Switzerland, as they have a nasty habit of keeping long memories.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thanks again. They have a contact address for post but not mine
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