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Possible to update your creditors on address without acknowledging debt?
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Angrycarbuyer
Posts: 11 Forumite
I want to write to the creditors I have debt with that are on my credit report so that they have my current address and I don't get any backdoor CCJ's.
But I don't want to acknowledge the debt and reset the statute barred timer. Is this possible?
But I don't want to acknowledge the debt and reset the statute barred timer. Is this possible?
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Comments
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Writing to a creditor to update your address is not the same as acknowledging a debt now is it.
As long as you don`t say "oh, by the way, this money I owe you".
One is nothing to do with the other.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Ah right good to know. Will send them a letter then.0
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Interestingly, I've recently moved and although I have a mail redirection in place I was wondering whether to write to my remaining creditor for the same reason. As it turned out, around 3-weeks after moving in this particular creditor wrote direct to me at my new address and I guess it was because I had, by then, updated my address details on all 3 CRAs - so they must have picked it up from there.0
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