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What Small DFW Things Will You Do This Week 26/07/21?

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
LBM 11/06/2010: DFD 30/04/2013
Total repaid: £10,490.31
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Comments

  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 26 July 2021 at 12:51PM
    Morning folks

    Dawn - glad that your OH doesn't have covid - perhaps a nasty insect bite on his foot? I had one on the back of my leg that was fine for a few days then suddenly went bright red and very hot. 

    Little bit of an improptu garden party at the neighbours last night but I was very restrained and came home at 9.30 to get to bed so I could be up for the gym at 5. 

    Starting as I mean to go on this week. Today's small things are:
    :star: Cycled to the gym instead of driving
    :star: Working from home
    :star: B/L/D from stores. OH will eat lunch at his mum's
    :star: Feed all the pot plants/baskets as didn't do yesterday
    :star: Bit of knitting

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon CLF (and any lurkers) :)
    OH seems a bit better today, no temperature, and I have been making him do things, instead of sitting watching TV all the time. No idea why he has started to do this - all the sport that is / has been on perhaps, but not good! He is one to always have some project on the go as a rule. I wondered about an insect bite, as I have several itchy ones atm, but he had a proper temperature, shivery one minute, really hot the next, which is why I panicked about potential covid.
    Today's achievements:
    Dog walk (just me and the dog again)
    Resowed a row of carrots and beetroot that had been dug up by a bloomin cat >:)  I think it belongs to new people a few doors down, and it hasn't met the dog yet. Most cats are bigger than him, and he only runs and barks (from a distance, he isn't brave at all), but that is enough to put them off coming into the garden. Anyway, I have scattered teabags sprinkled with olbas oil to put it off digging up the seed bed again, and laid the old pea sticks across.
    Gave the basil plants a good haircut and made loads of pesto, most of which is now in the freezer.
    Fed everything that needed it.
    Pricked out chard and perpetual spinach seedlings
    Tidied the front garden
    Sent back a couple of t shirts that are way too big, for a refund
    Quiche and salad for lunch
    RM surveys stuff. I see they have sent me enough reward points for a £5 Amaz*n voucher, for doing an extra unaddressed mail survey.
    I was going to make a risotto for dinner, but ran out of parmesan making the pesto. I will need to go to Lidls and get some more tomorrow. We will have jacket potato and tuna salad instead today.
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 27 July 2021 at 1:42PM
    Morning folks

    All a bit of a mad rush in this morning as I had to wake OH up at 5 to 8 to take me to work (we are supposed to leave at 8!). I didn't check on him before as he's always last minute.

    Very spicy workout at the gym today. Very tired from it!

    Today's things:
    :star: B/L/D from stores
    :star: Corner OH and decide when we are going to do a taster at the potential new gym (our usual one is sadly closing)
    :star: Cycle part of the way home. OH to meet me with the car
    :star: Water the garden - not required now as apparently it bucketed down at home
    :star: Call my mum as it's her birthday
    :star: Kntting

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • BlueJ94
    BlueJ94 Posts: 2,797 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Afternoon all,

    Sorry not posted much, been hot and also full up of a cold! Been unmotivated aswell so not really been posting much either
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening all :)
    Hope you feel better soon @jadewest94
    Working this afternoon and it was busy, but got a few things done before / after:
    Dog walk, just me again - OH's foot is getting better slowly.
    Usual quick kitchen / bathroom / general clean and tidy up
    Summer pruned my minaret fruit trees - they look much neater now. Pretty decimated by aphids though - only a few apples will be any good, and no cherries this year. But there do seem to be quite a few pears. The pear tree, along with the dwarf quince, doesn't seem to be affected much, if at all. I will try grease bands on the affected trees next year. It seems to be ants that transport the aphids onto the trees, and the grease might stop them. Worth a try.
    Cleared up all the prunings, cut up and put in the compost bin
    Picked some rhubarb, a courgette, a few runner beans and a couple of handfuls of raspberries and loganberries
    Cooked rhubarb in the SC
    No watering needed (except for the big bean pots) as it has rained heavily today
    Made corned beef hash and griddled courgettes for dinner.
  • BlueJ94
    BlueJ94 Posts: 2,797 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks @DawnW it's annoying because I can't stop coughing but it's a cold. :lol:

    Today I will

    Check freezer see what meals can be made
    Pop into Lidl and pick up one of them £1.50 veg boxes as I've always wanted to try them
    Make bread!

    On another note, I'm honestly looking forward to my week off at the end of the August! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • Afternoon folks!

    @jadewest94 - I hope you feel better soon. Summer coughs are rubbish. Esp at the moment! 

    Not much going on here. I am WFH but we are currently doing training with someone in Newfoundland so we don't start til 1pm. I have been working through training examples in the morning but it's a slow start. 

    Really off my cooking at the moment so if anyone has any quick summery store-cupboard recipes they woold like to share, I'm all ears. I have lots of ingredients... all the usual herbs and spices, pulses, pasta, rice, LOTS of potatoes...

    MSE things today:
    :star: B/L/D from stores
    :star: New driving licence arrived - into my wallet
    :star: New garden waster sticker arrived - straight onto the bin
    :star: Feed next door's cat
    :star: Bit more prep work in the big bathroom for painting - house feels like a tip at moment dt all the stuff that needs sorting after the window men came

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Mad weather here... hail stones the size of peas lashing down on and off. Thunder, lightning, the works.

    Since we had the leak last year in a storm, it makes me very nervy if I'm honest
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 28 July 2021 at 7:24PM
    Evening all :)
    Don't seem to have done much today -
    Walked dog
    Shopping at Lidl's
    Fridge shrapnel for lunch
    Finally received the bill for the electrical work done as part of our conservatory replacement. Paid it immediately. Not moneysaving, but it was well overdue. I may want to use the electrical firm again (though not the conservatory firm).
    Collected dog's flea and wormer tablets from the vet, and dosed him up (anything goes down well wrapped in a small piece of cheese :D)  No additional payment needed as it is included in his 'pet club' subscription along with his annual vaccinations.  Works out cheaper than paying individually for these things.
    Picked the first French beans, and yet another courgette or three
    Made mushroom risotto for dinner. Loads left for tomorrow.
    Weird weather here too CLF, no hail, thunder etc, but strong winds and bouts of torrential rain that seem to come out of nowhere, and warm sunny bits in between.
  • Afternoon folks

    @DawnW - I'm with your doggo on that. Cheese is life.

    Feeling a bit funky today (probably hormone-related!). Dragged myself to the gym this morning for 6am, only to find that there had been a mix up with the keys and we couldn't get in. 

    OH has had his second jab so I think an early night for the two of us

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
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