Guidance on what to do with funds at point of retirement

DT2001

Do you have the option of going part time or if the investments, in the short term, fell would you find a job to supplement investment income? Do you have skills/hobbies that could earn some income - not sure how much your annual requirement is so this may/may not work.
It just gives you a back up plan. The more flexibility/options you can create the better able you are to cope with whatever is thrown at you. We are both self employed and have diversified so that income comes from a number of avenues allowing the option of semi retirement.
Your wife might then be happier?

LV_426

DT2001 said:

Do you have the option of going part time or if the investments, in the short term, fell would you find a job to supplement investment income? Do you have skills/hobbies that could earn some income - not sure how much your annual requirement is so this may/may not work.
It just gives you a back up plan. The more flexibility/options you can create the better able you are to cope with whatever is thrown at you. We are both self employed and have diversified so that income comes from a number of avenues allowing the option of semi retirement.
Your wife might then be happier?

Could be an option. I might do contracting work, which is highly paid and often short term.