Help & Advice Please!

Skilly_2

Hi All,

I have just discovered the site through a search enginge and I am inpressed, perhaps you can help?

Years ago I used to be the sort of person who would keep track of my outgoings to the penny!

Somehow I have developed into a bit of a money waster! I have a mortgage of £90K with Northern Rock at a not particularly great rate. A further loan with them of £20k. A bank loan 0f £5k (shortly to be paid off thanks to an inheritence) and another loan of £2500. I also have an outstanding credit card debt of £1000.

I don't think (apart from the mortgage and NR loan) that it is too drastic, but I would like to get rid of it all and be in a more advantagous position.

I take home about £1400 per month, and want to know the best way to clear the loans quickly, efficiently and paying the least amount of interest!

I need to take a firm grip of my finances, and would appreciate any pointers!

Cheers

Skilly

Willsnarf1983

hi there as many people will say

please list out ur monthly expenses and APR's so people can help u and u get a better understanding of where the money is going


cheers

Will

Willsnarf1983

and give u ideas where to cut back etc

Will