What small DFW things will you do this week 12/07

Betharooni

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀 

Betharooni

Hi all

Hope you don’t mind me starting off again this week.

Sorry for not posting much last week, I was pretty busy with work ahead of my time off this week. No long to do lists this week, other than getting through my exam tomorrow, I have a handful of bits planned and want to recharge my batteries as I’m not off again until the beginning of September. Today’s priority is revision, revision and more revision. This morning I had to take my car in for a minor repair which was covered under the warranty and had to get new windscreen wipers which was over £30 😕😕

B x

DawnW

Thanks for starting the thread Betharooni. Not sure where everyone is these days!

Today I have / will:

Dog walk first thing, free exercise

Usual tidy up etc

Sowed carrots, radishes, chard and perpetual spinach

Fed beans, tomatoes, cucumbers and the little flower garden that I have made in the previously grim pathway to the back gate at the bottom of the garden.

The fishbox came today, so sorted and froze most of that. Kept lemon sole fillets out for dinner, and very nice they were too! Not cheap, but a lovely treat. We don't have takeaways and hardly ever eat out (not at all since covid began ), so don't mind buying something special to cook at home every now and again.

Worked at the shop where I rent my sales unit this afternoon

Gave neighbour a big bag of food that the dog refuses to eat - their dog may as well have it as it sit in my cupboard forever, and it is moneysaving for them (young family) if not for me. My little horror had major surgery back in March, and got spoiled a bit to tempt him to eat, and now refuses to eat anything but chicken with his biscuits. Luckily he only weighs about 4.2 kilos so we are only talking tiny amounts. Needless to say I am always looking for yellow sticker chicken when I am in the supermarket, but even if I have to pay full price it probably doesn't cost much more than the premium dog food I bought for him before.

Still need to pick the berries in the garden. The strawberries are coming to an end sadly, but the loganberries are fruiting now. They are a bit sharp to eat raw, so I am freezing these for pie fillings, or possibly jam (with raspberries) later on.

BlueJ94

Morning all!

Sorry haven't been around much just haven't had the motivation to do anything

So I've kicked myself up the butt and got myself back into gear! I also had the good news that I should be having the money from the house by the end of the month! So that also helps pay towards fixing my car at the end of the month which at a rough guess is about £300

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Prolific (really slow today) I earned £50 in three days last week
3.  Been to Wilko to buy sack of wild bird food and cat treats
4.  Read free book
5. Bought a too good to go bag from local greggs (lots of yummy treats inside) for £2.95
6. Meals from stores
 

BlueJ94

@Bagpuss741 are the too good to go bags good? I'm tempted by them but never seem to get one in time! 

BlueJ94

Afternoon all,

I'm just about to get the washing off the line and put fresh washing on there. Going to water my plants and strawbs and maybe move my greenhouse to a sunnier spot. 

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Surveys
3.  Meals from stores
4.  Washing is currently in machine and will line dry later
5.  Read free book
6.  Water all plants in pots

Jade - The greggs bag are good value and well worth it.  They usually go on sale 15 mins after the last pick up time shown on the app so keep refreshing about this time.

sassman

This morning before work:

1. Got biscuits
2. Checked banking balances and updated spreadsheet, including Direct Debits, expected vs paid.
3. Checked 3 x pension values and updated spreadsheet
4. Looked at cash projections for next three months on spreadsheet
5. Increased mortgage overpayment based on my maths in spreadsheet
6. Ate biscuits

This process is about 15 minutes each morning. My finances are ruled by this spreadsheet.

anjyeah

Back for another week! I'm the same with everyone, the past few days have been quite a slump but still debt-free busting. 

I'm doing my usual: 

• Check bank, update diary 
• Update spreadsheet and journal once direct debits for CC comes through 
• NSDs as much as I can 
• I'm also back to walking instead of taking the bus when going for errands in the town centre 

DawnW

Afternoon all

@sassman I appreciate the focus on biscuits

Hot today, but I have got some stuff done:

Dog walk first thing before it got too hot

Some gardening - moved some containers about, pulled out a few broad bean and poppy plants that have finished, watered.

Fed birds and topped up the bird bath

Picked a few broad beans, the first few runner beans, a few courgettes and a few potatoes from a random volunteer plant

I have sweet and sour pork in the slow cooker for dinner tonight plus another meal for the two of us

Made redcurrant jelly with the redcurrants that DD brought round the other day

Iceland shop arrived and put away

I now have a mountain of washing up - I left it till the kitchen had cooled down a bit after the jam making!

Also need to water the front garden pots.