Anyone used Voyant?

LV_426

After talking to an IFA who wants £2k to create a financial plan for me using Voyant, I thought why not save myself some cash, and have a go at using it myself. Yes I know it's supposed to be an application for financial advisers, but as they offer a free 30 day trial of the fully featured software, what's stopping me from cutting out the middle man?

Anyway, I entered details of my deferred benefits pension, which has a NRA of 65. I would like to retire at age 60, but take the DB pension at 65. However, Voyant has my DB benefits inextricably linked to my desired retirement date of 60. I cannot seem to get it to work with the idea that I don't actually want to take that DB pension until 5 years after I retire. If it can't cope with this, I'm not that impressed.

MX5huggy

I think Pension Craft was offering a reduced rate access to this. Basically you would buy a “seat” of his licence. 

This is all I can find https://www.patreon.com/posts/creating-plan-50850031

in the comments there’s a bit about DB pensions.

I maybe miss remembering and it wasn’t Voyant. 

LV_426

Outstanding! Looks like you can do it, and here's the process
https://support.planwithvoyant.com/hc/en-us/articles/202019953-Step-by-Step-How-to-enter-a-final-salary-pension

Thank you @MX5huggy

cfw1994

Have you just signed up for a 30d trial?   Or via PensionCraft?

Would you say it is worth a dabble?
I did try a trial of Timeline a year or two back....it was certainly not designed to be intuitive for the uninitiated, & didn't seem to like that I was on the cusp of ending salaried employment!

LV_426

cfw1994 said:

Have you just signed up for a 30d trial?   Or via PensionCraft?

Would you say it is worth a dabble?
I did try a trial of Timeline a year or two back....it was certainly not designed to be intuitive for the uninitiated, & didn't seem to like that I was on the cusp of ending salaried employment!

Yes, 30 day trial. Definitely worth a go.

cfw1994

Thx….feels like a job for winter months….dedicate a week to running it!

LV_426

cfw1994 said:

Thx….feels like a job for winter months….dedicate a week to running it!

I think you'll like it. The reports it generates are extremely useful. I wanted to confirm my plans for early retirement, and it's most certainly done that for me.