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Has anyone ever managed to combine mortgage & additional borrowing accounts with the same lender?

at rate switch stage at the end of a fixed term, by potentially either changing the term on them so they all become closed down and opened up as one.
Or is this only allowed by changing lender?

Comments

  • lonibra
    lonibra Posts: 365
    100 Posts Name Dropper
    Forumite
    Don't know about every bank, but none of the ones I've had mortgages with will allow this,a remortgage is what you need.
  • getmore4less
    getmore4less Posts: 46,882
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Forumite
    Many allow simultaneous product switch with single fee which amounts to the same thing.( No waiving of ERC if not date aligned)

    Changes to term rairly needed unless hitting overpayment limits.


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