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Just saying hi
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Sarahj198
Posts: 1 Newbie
Hi, been browsing for a while thought I'd actually register. Have been on a DMP with stepchange for a year now, was meant to be debt free in 3 yrs but hoping to have paid it all off in 2 years so 1 year left, fingers crossed x Most of it I gambled away but joined gamstop and haven't gambled in over a year. Losing my motivation a little with the DMP just tired of being skint and school hols coming up x
3
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Good work so far. Stick with it!1
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Hi Sarahj - welcome to dfw1
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Hi,
If things are starting to lag a little, we have a DMP mutual support group thread, that you might find some inspiration from.
Things do tend to slow down a bit mid-stream.
The link to the thread is here -
DMP mutual support thread part 13 !! - Page 394 — MoneySavingExpert Forum
Good luck.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Hang in there, I always find the middle third of any process the most difficult. Initial enthusiasm has gone but end isn’t yet in sight. I find giving myself percentage targets helps. Take careMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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Hi SarahJ,
Keep at it and focus on the end of the DMP - as others have said, the middle of the process can be somewhat mentally draining but the end is in sight!0
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