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Porting with TSB

mrsmortgage Posts: 486 Forumite

3 July 2021 at 3:26PM in Mortgages & endowments

We have a broker, and should asker her , but it's good to know a variety of opinions. With porting with TSB, getting that maximum loan we can get. The system was down when we needed our AIP, so our broker got one with Nationwide instead. First question, will the amount be the same?, lower?, higher?

Part of our new deposit will be from the equity and sale of the house. When would TSB take the snapshot of the equity? Every month we gain a bit extra, son wondered when would be cut off date.

How long are mortgage applications taking?

For my current mortgage I had one hard search on application and second one on completion (via RBS) Is this normal, should I expect the same?

As we're current customers how much underwriting will they do?

TIA

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Porting with TSB

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