Budget Planner

Sophiagalt

What is the best budget planner template generator online?
I think template.net is one of the best generator ever

Naomim

I really like the one on this site. When I first faced up to my debts it was very useful. 

datlex

It depends on your circumstances.  Start with good old fashioned pen and paper.  Most budget templates are based on monthly pay.  I prefer to use a spreadsheet for mine.

IvysMom

There's one on the Meaningful Money website under one of the very first podcasts which is great

rjbear

Pen and paper is more effective than you might think. Keep it simple and progress to more complex if you think you need to

MrsSave

I use Google Sheets for mine. I have a new tab for each month (I duplicate tabs and then tweak if needed). Once months have passed I hide them so that they’re always available for me to look at if needed but don’t clutter up the spreadsheet.

datlex

I use my own personalised excel sheet.  I get paid weekly and have monthly bills.  I have one tab that deals with my pay and allocates it out on payday amongst bills, sinking funds, giving, saving and spending.  My bills and money circulating automatically to meet bonus requirements are in another tab.  I have another tab which looks up to this tab each day and tells me if money should be moved to a specific account and any bills due out that day.  I have a month buffer of bills on my accounts.

Tom2911

I bought a great budget planner which I found on Paper Things website, tracks your income and spending monthly or weekly with lots of expense catergories covered so you can see your surplus / defecit per month. Seeing it on paper really helps you get control and to tweak whats needed to improve.

Indout96

https://www.ramseysolutions.com/ramseyplus/everydollar
is free (just don't click for the premium version) and very easy to set up and gives great visibility, the only downside is it shows everything in $ rather than £ but makes no difference.
You can add / delete as many categories as needed.
 

[Deleted User]

I use my own spreadsheet - once all bill are paid (I highlight them when each one leaves my account) I know exactly how much money is left - usually have 2/3 tabs open for future for upcoming expenses such as birthdays, Christmas car insurance or home insurance. Can amend income (bonus related pay) and outgoings.

EssexHebridean

If you are new to budgeting, then I'd agree with others here that starting with something very simple indeed is the way forwards. Spreadsheets can be brilliant for those who don't entirely trust their own maths and prefer to have things automated to avoid risk of errors - however you do then need to fully understand any formulas you're using and do the occasional check-sum to make sure that things are working as you intend and to give an accurate picture. 

Learn when payments go out of your bank account - if you get paid on the last working day of the month, setting all your DDs to go out on the 2nd - 5th of the month can be massively helpful. If you know that everything should go out on those days, checking your bank app on the 11th and discovering that something has gone out immediately flags that there is an issue. 

Bottom line is that you need to learn your subject before you can start to switch towards any sort of fully automated app or similar to do it for you - if you don't do the groundwork first, then when things go wrong you a) won't spot it and b) won't know how to find the mistake, and fix it. 

**EDIT** My post above stands - however, I'd also say that looking at the single visit made by the OP, with hindsight this post was originally intended as a spam one advertising a product that she has an interest in.