Mortgage product transfer and cancer

Hi
Does anyone know if your mortgage lender need to know about your cancer diagnosis and being off sick when you are doing a product transfer with the same lender. It is only a small mortgage. And the repayments will still be being made and you still have a job and you are going back to work in a few months. Many thanks

Comments

  • kingstreet
    kingstreet Posts: 38,615
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    Nope. No disclosure requirement.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • I have a mortgage life insurance with integrated critical illness cover. I am thinking of claiming. Do you know if my mortgage will become aware of the cancer diagnosis then. 
  • kingstreet
    kingstreet Posts: 38,615
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    No. There is no link between the two.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • amnblog
    amnblog Posts: 12,389
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    Affirmed as above. 
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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