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Life is not a rehearsal- time to take back control........

in Debt free diaries
23 replies 1.8K views
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  • savingholmessavingholmes Forumite
    24.2K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Perhaps look for inspiration for decluttering on utube. Lots of useful ideas there.
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £6,291 4) MFW starting at £201,999 Nov 21 with 264 245 payments to go. Now £189,678 5) Mortgage neutral progress via pension £3,687 invested since Nov 21 6) Declutter 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • LykkeLykke Forumite
    42 Posts
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    Well, January has been either eventful or a bit of a non event - I’m not sure which way I’m looking at it! Either way I can’t believe we’re pretty much at the end of it. 

    Covid hit the Lykke household days into the new year, with us only just finally all coming out of isolation due to our staggered positive tests. As I had positive family members I had to work from home for the duration, so petrol costs for the month have been nice and low! 

    My C25K journey was also scuppered after the first week, although fortunately we have a basic treadmill at home  so I’ve managed to keep up with the programme during isolation - not the same as running outdoors but at least I kept moving! 

    So money wise, there’s not really a lot to report. Food spend has been horrendous again. Really really need to try and cut this back. We’re averaging just over £100 a week - 3 meals per day for 3 people - it’s bonkers. Read an interesting Twitter thread from Jack Monroe summarising the increase in food prices and it’s scary. Couple that with the increase in utilities and fuel  and it’s no wonder so many people are struggling. In (slightly) better news, a couple of small wins - a free sack of horse feed saving me £30, a £7 eBay sale (sent to cc) and £11 TCB payout (to send to Very). It’s payday on Friday so will get my head around the facts and figures and post an update in the next couple of days.

    Have a good day x 
  • savingholmessavingholmes Forumite
    24.2K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Glad you are finally free of covid. Good there were some financial benefits. Good luck with trimming back the groceries - lots of posts on the Old Style board that can help too.
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £6,291 4) MFW starting at £201,999 Nov 21 with 264 245 payments to go. Now £189,678 5) Mortgage neutral progress via pension £3,687 invested since Nov 21 6) Declutter 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
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