Never had an account with Barclays but now received text about mortgage fund??

okigen

Hi, I received a text from "Barclays" saying: "We released your mortgage funds on xxxxxx. For more details search Barclays Track It and use your Online Banking details or xxxxxxxxxx and your postcode." (Numbers replaced by x to keep anonymity).

The thing is, I've never had any banking relationship with Barclays. I checked my credit reports on all 3 credit agencies and don't see any search from them lately.

Is it possible that someone accidentally filled in MY number for their application? Or is it a scam? Is there something I should do?

cymruchris

It's likely that your number has been miskeyed along the way. Obviously if you call Barclays - you won't be able to verify yourself as 'the customer' so it's unlikely they'll discuss it with you personally - but you could give them a ring (maybe through their fraud helpline - as that'll likely be easier to get through on) and inform them that you are receiving text messages quoting the details you've got - and that whoever should be getting them, isn't. They then may be able to contact the real customer and make the relevant correction. That's what I'd try if I was in your situation. Otherwise, if they aren't interested, I'd ignore it, unless the messages became regular and annoying, to which then I'd make a written complaint. 

user1977

okigen said:

Is it possible that someone accidentally filled in MY number for their application?

Of course. It's always possible for somebody to mistype a number.

Or is it a scam?

What would the scam be? They're not asking you to e.g. call them back with your login details etc.

I would just ignore, given the content it's likely to be a one-off rather than something sending you further messages.

dimbo61

Be very very carefully this could be the start of a scam.
If you reply to them they  know it's a valid mobile number and might come up with a !!!!!! and bull story about someone using your details to get a mortgage.
Now just to confirm what bank do you use, mother's maiden name and year born.
They may ring dozens of times winning your confidence. 

user1977

dimbo61 said:

Be very very carefully this could be the start of a scam.
If you reply to them they  know it's a valid mobile number and might come up with a !!!!!! and bull story about someone using your details to get a mortgage.

But they're not even asking for a reply. It looks like an authentic notification of a mortgage drawdown.

amnblog

Just ignore.

It would not be the first time a phone number was miskeyed into a mortgage application.