We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
TSB mortgage
cornish42
Posts: 19 Forumite
Hi,
Does anyone have any experience with TSB mortgages? I'm looking to remortgage. Currently with NatWest and my 2.23% fixed rate ends September 2021. Habito have come up with NatWest 1.30% with a 995 fee as my best offer (NatWest will only offer me 1.39% with 995 fee direct, this is checking online and calling them to confirm). Waiting to hear back from L&C. Looking around myself I've found TSB 1.14% with a 995 fee. Perhaps they don't operate through brokers? House value approx 275-285k and looking to borrow 97k. Any tips welcome!
Thanks.
Does anyone have any experience with TSB mortgages? I'm looking to remortgage. Currently with NatWest and my 2.23% fixed rate ends September 2021. Habito have come up with NatWest 1.30% with a 995 fee as my best offer (NatWest will only offer me 1.39% with 995 fee direct, this is checking online and calling them to confirm). Waiting to hear back from L&C. Looking around myself I've found TSB 1.14% with a 995 fee. Perhaps they don't operate through brokers? House value approx 275-285k and looking to borrow 97k. Any tips welcome!
Thanks.
0
Comments
-
I have a TSB mortgage and have had no issues with them (had a mortgage with them since 2015, as a FTB, went direct with them not via a mortgage broker), and have re-fixed my mortgage deal with them twice since (as fixed for 2 years initially and then 5 years) as able to complete both product transfers easily and online and were offering decent rates at the time for the original loan and the product transfers.
MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0 -
Thank you for your reply!0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards