TSB mortgage

Hi,

Does anyone have any experience with TSB mortgages? I'm looking to remortgage. Currently with NatWest and my 2.23% fixed rate ends September 2021. Habito have come up with NatWest 1.30% with a 995 fee as my best offer (NatWest will only offer me 1.39% with 995 fee direct, this is checking online and calling them to confirm). Waiting to hear back from L&C. Looking around myself I've found TSB 1.14% with a 995 fee. Perhaps they don't operate through brokers? House value approx 275-285k and looking to borrow 97k. Any tips welcome!

Thanks.

Comments

  • anna42hmr
    anna42hmr Posts: 2,828
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    I have a TSB mortgage and have had no issues with them (had a mortgage with them since 2015, as a FTB, went direct with them not via a mortgage broker), and have re-fixed my mortgage deal with them twice since (as fixed for 2 years initially and then 5 years) as able to complete both product transfers easily and online and were offering decent rates at the time for the original loan and the product transfers.  
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Target: £1800, £177.94 overpaid as at January so YTD = £177.94 Total OP since mortgage started in 2015 = £33,748.08
  • cornish42
    cornish42 Posts: 19
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    Thank you for your reply! 
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