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Looking to change mortgage offer HELP!!
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hotdog2233
Posts: 4 Newbie
I have had my mortgage offer through but I was offered less due to not being able to produce a tax overview from the HMRC (I’m self employed)
I have now received this tax overview from the HMRC and it would be great to get the higher amount and not have to put as much deposit down.
My question is has anyone enquired about changing a mortgage offer or asked to put down a lower deposit after a mortgage application was successful and was it easy to do ?
I have now received this tax overview from the HMRC and it would be great to get the higher amount and not have to put as much deposit down.
My question is has anyone enquired about changing a mortgage offer or asked to put down a lower deposit after a mortgage application was successful and was it easy to do ?
I obviously do not want to jeopardise our current offer, we haven’t had searches done as yet so still early stages in buying the property
thanks
thanks
0
Comments
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Depends on the lender.Some it will be straightforward, others a pain in the ****.If you share the lender with us, we’ll be able to give you an idea. Did you apply through a broker?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Many thanks for your reply my offer is with the Coventry Building Society I did go through a broker I’m going to contact him today0
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