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Joint secured home improvement loan

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JWalkden
JWalkden Posts: 17 Forumite
Fifth Anniversary First Post Combo Breaker
Is this possible? all the highstreet banks need us both to have banked with them for at least 3 months, Im struggling to find anyone else. Hoping im just not looking properly, can anyone suggest a lender?

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  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 June 2021 at 7:12PM
    JWalkden said:
    Is this possible? all the highstreet banks need us both to have banked with them for at least 3 months, Im struggling to find anyone else. Hoping im just not looking properly, can anyone suggest a lender?

    A silly question but you aware of the risks involved with a secured loan.

    Have you tried compare the market, moneysupermarket.com or gocompare ?

    They compare whats on offer just like with insurance.
  • JWalkden
    JWalkden Posts: 17 Forumite
    Fifth Anniversary First Post Combo Breaker
    Yeah ive had a look and whilst I can add my partners income as household invome it doesnt appear to actually give me anything to indicate its a joint application
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So how long have you been with your bank, and can you not wait until the balance of 3 months has elapsed?
    No free lunch, and no free laptop ;)
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you tried your mortgage lender? 
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