On a DMP but need to remortgage in 4,years

Neverthetwain

Suseka97 said:

I'm not quite sure why you are considering borrowing more to pay off your DMP - that really makes no sense, moving an interest free unsecured debt or debts that must surely no longer be showing on your credit files, to an interest bearing loan added to your mortgage - please don't do that.

As to your mortgage options, take the advice given above and contact a mortgage broker.  There's a few posters under the Mortgages board on MSE who are mortgage advisers and although they are not allowed to tout for business by giving professional advice to posters, they can give general advice to put you on the right track.  If you have to change mortgage providers, going through a broker is the best way forward and make sure you get advice from a 'whole of market' broker, not one who has a vested interest with a certain bank or banks.

Thank you very much for your excellent advice.