Wren Barclays Partner finance

Mrsemmapage
Mrsemmapage Posts: 30 Forumite
Third Anniversary 10 Posts
My husband and I have been ti wrens for a kitchen whuch we want to do on finance, we've paid the deposit and now we are worried we wont get finance, my husbands score is 997 out of 999, with only the mortgage as a debt, mines n9t as giid 809, but im really worried we arent going to get the 0% finance, anyone had any experience with them

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 20 June 2021 at 6:42PM
    Why are you concerned you'll be rejected? What negatives are on your three files each (ignore the scores)?  Is affordability a concern?

    The criteria given on their site set a fairly low bar.
  • DCFC79
    DCFC79 Posts: 40,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What is exactly on your files, any negatives ?

    Who has given you them scores, there are 2 other agencies, have you checked them ?

  • Brie
    Brie Posts: 14,233 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    As I understand it if you didn't get the finance then you would be able to get your deposit back as they have taken it on the understanding finance will be available.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Mrsemmapage
    Mrsemmapage Posts: 30 Forumite
    Third Anniversary 10 Posts
    I got the scores from experian, my husband only has the mortgage, no credit cards etc, i have a barclaycard, and 2 store cards and we have an overdraft, i earn 18500 and he earns 36k per year 
  • Mrsemmapage
    Mrsemmapage Posts: 30 Forumite
    Third Anniversary 10 Posts
    Nothing negative on either, no ccjs or anything 
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Nothing negative on either, no ccjs or anything 
    You've checked the three files for each of you? Not just Experian...
  • Mrsemmapage
    Mrsemmapage Posts: 30 Forumite
    Third Anniversary 10 Posts
    What are the others please?

  • What are the others please?

    Clear Score for Equifax
    Credit Karma for TransUnion
  • SeanG79
    SeanG79 Posts: 977 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Have you applied for the finance? Barclays Partner Finance would usually have made a decision by now...


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