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Discharged from bankruptcy for 10 months, Credit File still showing balances open
Equinox85
Posts: 35 Forumite
As per the title, Bankrupt in August 2019, Discharged in August 2020 Never heard from receiver or anyone from the original conversation.
All the balances and money owed was put in the BR form. However on my credit file it still shows open and defaulted. Is this normal or do I need to do something my end? I read the clearing up the credit file post however wasn't that clear to me if that is what I should be doing or not.
Many Thanks
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Comments
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You do need to follow the credit file clean up post , good luck
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Link to credit file clean up thread here -
Credit Reference File Clean Up Post Bankruptcy — MoneySavingExpert Forum
Last updated a few years ago, but most info still relevant.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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