Keeping on the straight and narrow

Esper

Hello,

Long time lurker. I don't have much debt but I wanted to keep "on track" and everyone here seems to make awesome progress so figured I may as well join in! 

I will post my income statements and progress. I do want to cut down unnecessary expenditure. Hopefully having a sane pair of eyes will encourage me to be more sensible. I do have a good salary so I hope I'm not met too with much animosity. I am sure I won't be!

MissRikkiC

Hi Esper. Happy Diary day! I too feel like you with having a good salary that it shouldnt be too much hard work but i have got debts which i want clearing. That said, theyre long standing and i know my approach hasnt been very MSE in the past so im here for the motivation

LittleMissDetermined

Hiya, just popping in to wish you luck on your debt-free journey.  I, like you, have a good salary and have found no animosity on these boards so far (knock on wood)

it doesn’t matter if you’re a CEO of a multinational or earning minimum wage, we all want to be rid of our debt. 

Granted, it should be easier the more you earn but sometimes when you have the free cash to splash you can sometimes send a tidal wave and end up owing.  Also, life gets in the way. 

Looking forward to your SOA to see if we can offer any advice. I found making a spreadsheet with all my outgoings including transactions from my bank statement helped me see where my money was being frittered. 

Good luck! 

LMD x

Four_Seasons

Welcome! you will have lots of good tips and advice from folk on here, I will be cheering you on x

MissRikkiC

Happy Monday I hope youre doing okay and have your MSE head on, Mondays are always a great day for starting!