We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The mortgage process and when to start....

Hi,

I am currently renting and is up for renewal next February. We are looking to buy a house with a move around that time if we are lucky. I have two questions:

1. Is the process buying to: AIP>>find house>>Offer accepted>>Mortgage application?
2. We plan to look at houses probably October time. When should we seek to get an AIP?

Thank you

Comments

  • 1. Yes
    2.  Before you look at houses. So September /October.  Aip is only valid for the day so the longer you leave it then the greater chance of it being different when you buy.  Also i generally only aip clients if EA needs a copy.  Rates change daily so why commit to a lender until you have to. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.