Dental payment plans with bad credit


I am at a loss. I need composite bonding on 4 teeth and whitening done to match the bonding they will do. They’ve quoted me around £950. I applied with my registered dentist. They said the only options i’ve got is to apply for a dental loan through mydenta or to save up myself. (it would take me years). I applied through mydenta and the application was rejected. My question is what other options have i got. I’m good for the monthly payment but i fear i will keep getting rejected for any payment plan any dentist suggests. Any help appreciated. Thank you 


  • brook2jack2
    brook2jack2 Posts: 474 Forumite
    First Anniversary First Post Name Dropper
    edited 14 June 2021 at 12:36PM
    Bonding and whitening are not essential for your dental health. They are also not permanent and would need replacing or maintaining on a regular basis, with extra expense. 
    If your credit rating is not good I would think there are other things you might need to prioritise. 
    If you can afford payments you can afford to save up and pay for the work yourself outright. It will take a while but as this is non essential work there is no hurry. 
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