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car debt

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Comments

  • Aran76
    Aran76 Posts: 36 Forumite
    Seventh Anniversary 10 Posts
    I don't count it as a debt, I see it as a business expense.
    The OP uses this as their personal car, it is not a company car. It is a debt.
  • DjangoUnchained
    DjangoUnchained Posts: 587 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 14 June 2021 at 12:03PM
    i look at it as debt on something that depreciates every day and on something that you will probably never own. I would never buy a car on finance. I buy cars for about £500 cash, they last on average 2 years before they need anything expensive done which is when i scrap them and get £150 back. my cars are 16-20 years old and arnt going to impress anyone but i couldnt care less. It seems completely mental to me to want to spend £300-£500 a month on a car you dont even get to keep, 
  • buythedip
    buythedip Posts: 104 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    60 miles each way is no joke if that’s 5 days a week. What’s the make/model/monthly payment? 
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