We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Offer & mobile upgrade

Gemm83
Posts: 237 Forumite

I'm due for an upgrade on my mobile and just had a mortgage offer through.
Will an upgrade have an effect on this on my credit file? Should I leave it until we are all done? Don't want to risk anything!
Many Thanks 😊
Will an upgrade have an effect on this on my credit file? Should I leave it until we are all done? Don't want to risk anything!
Many Thanks 😊
0
Comments
-
I had a Client ask me exactly the same question this week.
My response was it would surprise me if it affected your mortgage offer but there is no guarantee it will not. Best option is to wait.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.4 -
Don't risk it!0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards