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Is it ok to cancel direct debits before debt relief order in place.
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dandare747
Posts: 8 Forumite

I have sent off my paperwork to stepchange regarding my debt relief order on Wednesday via special delivery and it was delivered Thursday and am waiting for the barcode to pay the £90 fee is it ok to now start to cancel my direct debits to creditors?
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Comments
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You should have done that already, as regardless of the outcome with the DRO, its obvious you cannot service your debts.
One of the first steps to regaining control over your finances, is cancelling the DD`s to your creditors, so normal payments cannot be taken, you should also back that up with a letter explaining your situation.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
That’s great thank you for your reply I will cancel them now.0
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