Rossendales advice please

Hi all, so ive been paying a rossendales debt since 2013 for council tax debt. £20 per month. I recently changed banks and only just realised my rossendales DD hasn't been carried over. I've rang rossendales to set it back up but they don't have my address on record and my customer number doesn't exist?! Now I'm confused because I know I definitely still owe money and where has my money been going? Also (please don't judge) I moved house and failed to tell them but still continued continued to pay the debt, so I don't even know if they've been sending me letters. I spoke to a woman who said she can't find me but will pass me onto the council tax dept see if they can but it keeps cutting me off!😡 
Now I really dont know what to do as I'm frightened to death of getting a CCJ. It's been 4 months since I last paid. What do I? Thanks 

Comments

  • sambaird
    sambaird Posts: 152 Forumite
    Third Anniversary 100 Posts Name Dropper
    If you have any statements from your old bank, there will be a direct debit reference number. Perhaps Rossendales could locate you with that.
  • jazzyja
    jazzyja Posts: 392 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    sambaird said:
    If you have any statements from your old bank, there will be a direct debit reference number. Perhaps Rossendales could locate you with that.
    Yes thats the one I've given. But they still can't find me 
  • fatbelly
    fatbelly Posts: 22,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    You don't get a ccj on council tax debt.

    Take Rossendales out of the loop for now.

    The money still owing (if any) is owed to the council, not Rossendales. If you can't get through on the phone, try emailing the council or check their website to see if they have a secure messaging system.
  • jazzyja
    jazzyja Posts: 392 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    fatbelly said:
    You don't get a ccj on council tax debt.

    Take Rossendales out of the loop for now.

    The money still owing (if any) is owed to the council, not Rossendales. If you can't get through on the phone, try emailing the council or check their website to see if they have a secure messaging system.
    OK thankyou. Hasn't the debt been "bought" by rossendales though? This was years ago and if I remember rightly council didn't even give me an option they just passed it straight to them 🤦‍♀️
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jazzyja said:
    fatbelly said:
    You don't get a ccj on council tax debt.

    Take Rossendales out of the loop for now.

    The money still owing (if any) is owed to the council, not Rossendales. If you can't get through on the phone, try emailing the council or check their website to see if they have a secure messaging system.
    OK thankyou. Hasn't the debt been "bought" by rossendales though? This was years ago and if I remember rightly council didn't even give me an option they just passed it straight to them 🤦‍♀️
    Rossendales act as enforcement agents to collect the debt to the council under a court order (the liability order). Rosendale's simply collect the debt for the council, they don't buy the debt (they can't).
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
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