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90% LTV with defaults older than 2 years?

welly_59
Posts: 315 Forumite


Hi all, I am looking to buy in about 6 months when a handful of defaults I have go over 2 years old. All settled but came about during a messy personal life crisis with divorce etc
I'll have enough for 15% deposit on typical properties in my area, and doing a search for lending criteria I should be fine with 85% LTV with the usual lenders who deal with credit issues like mine.
I can't find any lenders offering 90% with my credit profile but maybe you lovely bunch do?
Any advisors on here who would stick their neck out and say how they think the mortgage market will evolve over the next 6 months?
I'll have enough for 15% deposit on typical properties in my area, and doing a search for lending criteria I should be fine with 85% LTV with the usual lenders who deal with credit issues like mine.
I can't find any lenders offering 90% with my credit profile but maybe you lovely bunch do?
Any advisors on here who would stick their neck out and say how they think the mortgage market will evolve over the next 6 months?
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