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Any Positive Outcomes with Natwest
sassyboop89
Posts: 5 Forumite
I am so anxious...does anyone have any positive recent outcomes with Natwest! My broker has submitted my application this evening and seems really positive...I am worried as I have two late payments and a few payday loans all of which are over 2 years old. I am buying my dads house and he is gifting me the equity for the deposit. I just feel like after reading online I have no chance...What are my chances 😭
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In the last 18 months, I have sent them 20 applications. 19 have been offered. The one that was declined did have a few quirks that many lenders would be unwilling to lend on in the current climate so kind of understandable.
They are a pretty reliable lender in my opinion. If you have got this far I reckon you will be fine.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.4 -
Thank you- I will keep my fingers, toes and anything else I can crossed!ACG said:In the last 18 months, I have sent them 20 applications. 19 have been offered. The one that was declined did have a few quirks that many lenders would be unwilling to lend on in the current climate so kind of understandable.
They are a pretty reliable lender in my opinion. If you have got this far I reckon you will be fine.1 -
I can’t believe how quickly NatWest have handled our application! We applied direct after a bad experience with an MB…
10th June - AIP for 95% LTV over the phone, soft search completed. (initial AIP completed online a few weeks previously for different mortgage value) Documents requested and uploaded to DigiDocs.
17th June - Application interview over Zoom with NatWest MA, hard search completed and application passed to underwriters for processing
18th June - Valuation survey instructed
21st June - Additional documents requested and uploaded to DigiDocs
23rd June - Email received stating mortgage approved, subject to valuation!1 -
@sassyboop89 I'll echo what ACG said. They have been one of the better lenders over the last couple of months. Good with high background-debt high-LTV cases as well.ACG said:In the last 18 months, I have sent them 20 applications. 19 have been offered. The one that was declined did have a few quirks that many lenders would be unwilling to lend on in the current climate so kind of understandable.
They are a pretty reliable lender in my opinion. If you have got this far I reckon you will be fine.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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