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Porting a Barclays mortgage

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Has anyone done this, and is it relatively straightforward?

I have four years left on my fixed term, so will need to try and port my Barclays mortgage (which only completed the beginning of January this year) to move house. 

I can see from my previous offer that I only have a three month window in which to redeem this mortgage and take out another, so that probably eliminates my original idea of selling and renting for six months. 

Has anyone else been able to port so soon into an existing mortgage? I would imagine by the time I actually find something to buy, I will be over six months into this mortgage so hopefully less of an issue under CML 5.1.1 (although that’s more an issue with the sale than my mortgage).

Thanks 😊 

Comments

  • kingstreet
    kingstreet Posts: 39,254 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's the same as any other Barclays mortgage application. Potentially simple to incredibly frustrating. It's a lottery which you'll get. The port is only part of the product selection process so adds little to the process.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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