Resolvecall prove it letter

Hi everyone 
I had a note through the door to say a Resolvecall agent had called and to phone them re a debt.
It had no mention of who the debt was with and how much it was.
I sent them a prove it letter and just today received a response

Any advice on the next step? Still no info on who the debt is owed to or the amount owed.
Many thanks 
I don't get nearly enough credit for not being a violent psychopath.

Comments

  • sounds like they are fishing for info. If you ve asked them for details its up to them to provide them, i would of thought but im sure the experts will advise.
  • fatbelly
    fatbelly Posts: 22,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    If you've sent one of these

    https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter

    then I'm surprised that Resolvecall can't read it and respond.

    'I would ask that no further contact be made concerning the above accounts unless you can provide evidence as to my liability for the debt in question.'

    If they persist then there is a third letter in the thread but I'd wait to see what happens next

    That letter they sent gives no information - it shouldn't be that difficult for them to say who you owe and how much!
  • pukkamum
    pukkamum Posts: 3,942 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    fatbelly said:
    If you've sent one of these

    https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter

    then I'm surprised that Resolvecall can't read it and respond.

    'I would ask that no further contact be made concerning the above accounts unless you can provide evidence as to my liability for the debt in question.'

    If they persist then there is a third letter in the thread but I'd wait to see what happens next

    That letter they sent gives no information - it shouldn't be that difficult for them to say who you owe and how much!
    That was the letter I sent, it seems maybe they are getting cross about people exercising their rights! I’ll send another letter with what you suggest and see what happens.
    I don't get nearly enough credit for not being a violent psychopath.
  • their letter acknowledging websites  that help people deal with this is the same crap that private parking companies come out with. they use it when they know they cant prove the debt or have no firm claim. Show them that you know your rights and want the cca and they will put up or shut up.
  • pukkamum said:
    Hi everyone 
    I had a note through the door to say a Resolvecall agent had called and to phone them re a debt.
    It had no mention of who the debt was with and how much it was.
    I sent them a prove it letter and just today received a response

    Any advice on the next step? Still no info on who the debt is owed to or the amount owed.
    Many thanks 
    Hi i sent a prove it letter to them also & i just received the same reply. I’m new to these forums but pleasecan youtell me what you did next & the outcome? Thanks
  • Rob5342
    Rob5342 Posts: 2,334 Forumite
    1,000 Posts Third Anniversary Name Dropper
    sounds like they are fishing for info. If you ve asked them for details its up to them to provide them, i would of thought but im sure the experts will advise.

    Yes - how can you specifically dispute something you haven't been given any details of.
  • sourcrates
    sourcrates Posts: 31,138 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Oh bless, aren't they being pedantic.

    Debt collection is a regulated activity, they simply cannot ignore a request for information, or try to fob you off.

    So, to stage 2, make a complaint to them.

    Debt Camel covers the process here -

    When to send a Prove It letter about a debt (debtcamel.co.uk)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • My original letter said who it was owed to but i don’t remember the debt. If it was mine it would be 2014/15. So i sent a prove it letter & got the same reply as the photo above. I don’t know what or whether to reply as no proof was sent
  • sourcrates
    sourcrates Posts: 31,138 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 6 April 2022 at 6:59PM
    pogchog said:
    My original letter said who it was owed to but i don’t remember the debt. If it was mine it would be 2014/15. So i sent a prove it letter & got the same reply as the photo above. I don’t know what or whether to reply as no proof was sent
    Then make a complaint as in my post above.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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