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Positive story -you can move on: including with a mortgage.
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Missboo
Posts: 17 Forumite

I went BR 13 1/2 years ago after an abusive marriage. I was discharged 13 years ago, after a few months.
I followed the clean up and built my history slowly. I have an excellent credit score whatever that means. My file is heathy and I have lots of lines of credit which are used sensibly.
I have just got a mortgage (didn’t need a broker). I was accepted instantly, subject to valuation at 95%. I have the offer now and it was all very quick.
I declared the BR as it was an ever question on the mortgage app AND at the legal stage.
It can be done.
I followed the clean up and built my history slowly. I have an excellent credit score whatever that means. My file is heathy and I have lots of lines of credit which are used sensibly.
I have just got a mortgage (didn’t need a broker). I was accepted instantly, subject to valuation at 95%. I have the offer now and it was all very quick.
I declared the BR as it was an ever question on the mortgage app AND at the legal stage.
It can be done.
4
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Thank you @Missboo for such a heartening story. I wish you all the best for your future.
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