We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Protection Insurance comparison
Comments
-
i have never seen a PHI sold by a mortgage advisor
Never seen my files then !Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.0 -
So which insurance companies offer best policies for PHI? Payless - had a quick look at your website via your signature link. Am I right in thinking that I have to phone and speak to someone for advice?0
-
PHI policies are much more complex than MPPI or life/cic policies.
Premiums not only based on benefit levels , age, health, gender, term, but also occupation, defer periods, definition of incapacity, and premium type.
I have sent you a PM, although will be on hols soon - also worth asking DDAny posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards