Car finance debt collection
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I defaulted a LOT of my car finance payments and i am now paying it off with a debt collection agency. The car keeps breaking down and I really need a new one. Can I trade in the car to a garage? Who technically owns it? Is it still the finance company even though they've sold their debt to a debt collection agency?
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Question is, what is the value of the car and how much finance is still owing on it?
Don't panic, find a reputable local garage and just get the work done needed to get it running again.