If you had to pick between HSBC and First Direct...

IAMIAM

Which is the 'better' mortgage lender?

lonibra

Who ever lends you the mortgage you need at the cheapest rate, with the features you need and offers more competitive product switch options. If cost is the same I would go with HSBC simply because they are a more familiar brand.

IAMIAM

I find HSBC 1.34 vs First Direct 1.44 vs £999 Fee vs £490 Fee - £157k

ACG

Not enough information to work out which is the cheapest but ultimately HSBC and first direct are the same company so I would assume the same process and timeframes for underwriting (but do not hold me to that as FD do not deal with brokers and HSBC only work a few brokers so I have no first hand experience). 

getmore4less

IAMIAM said:

I find HSBC 1.34 vs First Direct 1.44 vs £999 Fee vs £490 Fee - £157k

You have been shown how to compare those multiple times on MSE.

Still don't provide the relevant information for others to do it.

IAMIAM

getmore4less said:

IAMIAM said:

I find HSBC 1.34 vs First Direct 1.44 vs £999 Fee vs £490 Fee - £157k

You have been shown how to compare those multiple times on MSE.

Still don't provide the relevant information for others to do it.

I find all you do all day, day in and day out is correct people according to your own needs. I sense from the amount of posts all with the same tone, you are the keyboard warrior society goes on about. Little social skills and takes out all your problems in posts. Correct yourself before you correct others, or I suggest you get some Brene Brown, Jay Shetty or Oprah into your life. 

grumiofoundation

IAMIAM said:

getmore4less said:

IAMIAM said:

I find HSBC 1.34 vs First Direct 1.44 vs £999 Fee vs £490 Fee - £157k

You have been shown how to compare those multiple times on MSE.

Still don't provide the relevant information for others to do it.

I find all you do all day, day in and day out is correct people according to your own needs. I sense from the amount of posts all with the same tone, you are the keyboard warrior society goes on about. Little social skills and takes out all your problems in posts. Correct yourself before you correct others, or I suggest you get some Brene Brown, Jay Shetty or Oprah into your life. 

How charming!

Some would say rather than getmoreforless being the epitomy of the “keyboard warrior society” (is that a phrase?) you represent the subset of society that expects everything handed to you on a plate and lashes out when you don’t get what you want. 

You are asking for someone to compare mortgage products for you (even though as above you have been helped on the same question on your multitude of posts). No one forced you to post rather than work it out yourself.

Since you choose to be incredibly rude to one of the very helpful posters who would have done all the calculations you ever could have wanted you are unlikely to get anyone else to spend their time to help you.

getmore4less

You have to wonder, lazy is one possibility.

With the basic does it smell right test, FD is the clear winner on this limited  information if these are 2 or 3 year products.