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95% mortgage after bankruptcy

My hubby and I went bankrupt in 2017. I have been in touch with a mortgage advisor who has advised that I can get a mortgage in principle from June this year. Would it be possible to get a 95% mortgage given the bankruptcy seen as it is backed by the government?
Thanks

Comments

  • K_S
    K_S Posts: 6,908 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 18 May 2021 at 11:42PM
    @maria1up I'm guessing June is when you hit 3 years post-discharge. There are a few 95% LTV lenders who say they will consider 3+ year discharged BRs but it's likely a very tough ask to actually get to offer at 95% LTV.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

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