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95% mortgage after bankruptcy
maria1up
Posts: 3 Newbie
My hubby and I went bankrupt in 2017. I have been in touch with a mortgage advisor who has advised that I can get a mortgage in principle from June this year. Would it be possible to get a 95% mortgage given the bankruptcy seen as it is backed by the government?
Thanks
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Comments
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@maria1up I'm guessing June is when you hit 3 years post-discharge. There are a few 95% LTV lenders who say they will consider 3+ year discharged BRs but it's likely a very tough ask to actually get to offer at 95% LTV.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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