We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Mortgages

I separated from my ex 8 years ago and divorced a couple of years ago. I'm still on the mortgage with her as I still contribute. What are my options to buy again as I'm not a first time buyer, not remortgaging and not buying a second home.
Is it best to talk to a mortgage advisor?
Regards Dave 

Comments

  • ACG
    ACG Posts: 24,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You are just purchasing a new home. The key part will be whether the lenders considers the full mortgage or the portion you pay as a commitment. 

    It wont be a bad idea to speak to a broker, but it should be possible to place. The only potential issue is affordability but a broker can look into that once they have all the numbers. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.