Coud this be withdrawn

warren80

Hi Everyone, 
As part of our snowball method we are lucky to have quite a big chunk of our debt on 2 barclaycards that have an offer of 6.9% for the life of the balance. This is good as it saves us a lot of potential interest. 
We're doing a snowball method so at the moment we are just paying the minimum on these 2 cards and focussing on some of the other higher interest stuff. My only concern is - would Barclaycard see that we are only making min payments are remove this promotional offer, or is it really for the life of the balance?

thanks

[Deleted User]

You'll only lose the promo if you breach the terms.

fatbelly

Worth setting up a direct debit for the minimum payment to avoid breaching the terms

warren80

fatbelly said:

Worth setting up a direct debit for the minimum payment to avoid breaching the terms

Yes we have done that. We always pay the minimum and when the times comes ( snowball wise) we will hammer the balance. i was just worried that they might eventually decide to remove the offer. 

GrumpyDil

They won't remove the offer but they may well send you letters about being in habitual debt if only paying minimum. Certainly that's what they've done with me and a 0% balance transfer offer.