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Is my mortgage advisor right?
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Oh really? I didn't question them to be honest I just went with their recommendations. So hope they've done the right thing. Husband is self employed just to add which I know doesn't help either 😂ACG said:
Forget the credit score. If there is no adverse showing, I cant help but think Kensington was a bit of a hammer to crack a nut approach but I am basing that on limited info. Hopefully your broker didnt just go to the obvious lender without trying one or 2 more flexible lenders first.EmzJenks said:
My credit report is "fair" at the moment, nothing showing as current debt wise. All historic. Last default over 4 years ago. CCJ over 3 years ago satisfied in 2 months of being issued. Also lucky my salary is really good now and my husband's credit is perfectACG said:
Is there no adverse showing on your credit report?EmzJenks said:I have one debt payment of £10 a month going out my account, I'm having to use a sub prime (Kensington) but got a DIP for 90% ltv full applications went in last week0
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