Halifax mortgage and self employed

hborris

K_S said:

hborris said:

K_S said:

@hborris Is he a CIS contractor?

He is a subcontractor 

@hborris If he's a CIS subcontractor, works on a single contract at a time and gets paid after a CIS deduction, Halifax is potentially a good lender to use as they effectively treat him as employed and don't need SA302s etc.

For my last couple of CIS clients, the underwriting turnaround time has been a few days as long as there aren't other non-standard details and case is packaged as above. Good luck!

This is really helpful. Thank you very much 

hopefulhousehunter

Did you have an update on how long and if your application was successful? Thanks! 

tharps23

We used Halifax (I'm self employed) it was quick, easy, straightforward, and they didn't ask for bank statements