We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

UK Pension Paid to EU Citizen?

I read on here some while back that a person who has worked in the UK at some point, and then moves abroad, can continue to pay NICs and build up a full UK pension.

My son went to university in the UK and worked here for a couple of years before moving to Germany about 8 years ago,  getting married, and obtaining a German passport. Can someone who knows about this please let me know if, in his case, he could pay for a UK pension, and if it would be, financially, a 'good idea'?

Thanks

Comments

  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Here is all the information. page 9 might be relevant to your son's situation.
    https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/947544/NI38_12_20.pdf
    FYI I have worked outside the UK for over 30 years and I have paid Class 2 NI every year.
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
  • Chickereeeee
    Chickereeeee Posts: 1,326 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Excellent, thanks all.
  • Chickereeeee
    Chickereeeee Posts: 1,326 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have read the links, but it is not clear to me that he could claim both pensions I.e. say he stays in Germany, that he could receive both German and UK pensions, and that there is not some form of reciprocal agreement that means its one or the other. Could someone point to text that confirms this please?

    Thanks
  • nigelbb
    nigelbb Posts: 3,822 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have read the links, but it is not clear to me that he could claim both pensions I.e. say he stays in Germany, that he could receive both German and UK pensions, and that there is not some form of reciprocal agreement that means its one or the other. Could someone point to text that confirms this please?

    Thanks
    Each European pension is earned & paid separately. I can't point you at any specific text regarding Germany & the UK but personally I am receiving pensions from France & the UK & I maximised my UK pension by paying voluntary National Insurance contributions for years that I was working & contributing in France.
  • Chickereeeee
    Chickereeeee Posts: 1,326 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    nigelbb said:
    I have read the links, but it is not clear to me that he could claim both pensions I.e. say he stays in Germany, that he could receive both German and UK pensions, and that there is not some form of reciprocal agreement that means its one or the other. Could someone point to text that confirms this please?

    Thanks
    Each European pension is earned & paid separately. I can't point you at any specific text regarding Germany & the UK but personally I am receiving pensions from France & the UK & I maximised my UK pension by paying voluntary National Insurance contributions for years that I was working & contributing in France.
    Yes, probably not explicitly stated anywhere! But actual experience  will do, thanks..
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.